pennyway
Pennyway is a private, self-hosted personal finance manager. Automatically sync your bank accounts, track spending with smart rules, and get AI-powered insights — fully encrypted on your own machine.
Free to use · No subscription required · Your data never leaves your device
A desktop app that gives you a clear, real-time picture of your finances without ever touching a cloud server.
Connect your bank accounts and credit cards. Pennyway scrapes your transactions automatically each morning so your data is always up to date.
Get smart spending analysis powered by Google Gemini. Understand where your money goes and spot trends across months with a single click.
Create flexible rules to automatically categorize, rename, and tag transactions as they arrive — so your reports always make sense.
Set savings goals and track your progress over time. Visualize how your spending habits affect your long-term financial targets.
See upcoming scheduled payments and predict your end-of-month balance before it happens. No more surprise overdrafts.
A beautiful overview of your net worth, spending by category, income vs. expenses, and monthly trends — all in one place.
Ever stared at "AliExpress Purchase — ₪47.30" and had no idea what you actually bought? Pennyway can connect to your Gmail and automatically match transactions to the real order confirmations and receipts in your inbox — so every line item tells the full story, not just a merchant name.
Pennyway sends exactly one type of email: a one-time verification code (OTP) when you register your account. This confirms you own the address before we link it to your installation. We send no newsletters, no promotions, and no notifications of any kind. You can read our full Privacy Policy for complete details.
Free to download and use. Register with your email to get started — no credit card required.
Found a bug or have a suggestion? Open an issue on GitHub